Arizona Gold Realty

Rental Criteria

1. Move-in date

  • Lease needs to start within 21 days from application acceptance

2. Income

  • Gross monthly income must be three (3) times the amount of the monthly rent. Occupants' income may be combined to meet the requirement. If employment income does not meet the criteria, documentation of other supplemental income must be provided (i.e. savings, stocks/bonds, social security, trust fund income, educational grants, etc.) Applicants need to supply seasoned and/or sourced documentation of supplemental income with application. These documents need to show the applicant’s information and that the funds have been available to the applicant for at least 60 days.

  • Employment must be current and verifiable. Contract letters of future employment will be accepted if verifiable through the employer.

  • Other verifiable income equaling three times annual monthly rent will be accepted if applicant does not have monthly income but has funds available.

  • Verifiable income includes as confirmed by employer, trust officer, tax returns, or other satisfactory documentation as required

  • Self Employed Applicants must provide 3 Paycheck Stubs from their Company to their personal name or 3 months of bank statements confirming deposits from their Business to their personal account. Gross business income or receipts will not be accepted.

3. Credit

  • A credit report will be processed on each applicant ; min Score required is 600 ; min co- signer credit score 650

  • No credit history will be counted as good credit

  • Bankruptcy: Chapter 7 must be Discharged with a date over 90 days from Application. Applicant to supply a copy of Discharge Letter with Application.

  • Bankruptcy: Chapter 13 must have an Order Date from the Court with a date of One (1) Year from Application.

  • Medical, Dental and Student loans will not be taken into account

4. Criminal History

  • Applicants that are registered sex offenders will be denied. 

  • Applicants must have no felony convictions less than 10 years old that involve violent crimes against persons or property, including but not limited to murder, arson, kidnapping, assault, bomb related offenses, robbery or burglary, terrorism OR that involve the manufacturing or distribution of drugs in any manner

  • All other felony convictions must be more than 5 years old

  • Conviction of any drug related offenses involving possession only, or alcohol related offenses where no one was permanently injured or killed, must be at least 2 years old

  • Successful completion of any felony sentence at least 2 years ago and no new criminal activity for at least 2 years before this application is also required

  • No Applicant with any outstanding warrants or crime that is awaiting trial will be accepted

  • If the Applicant would like management to review additional information regarding the felony conviction or the current arrest or warrant as part of their rental application, the Applicant is permitted to submit that information to management along with their application and Management will review that information on a case by case basis

  • **Applicants are encouraged to attach additional documentation or information to the application if they believe that documentation or information is relevant and necessary for the processing and evaluation of the application.

5. Rental History

  • Rental history and/or previous home ownership will be verified for each applicant

  • No more than (2) late Rent payments in a 12-month period

  • No more than one (1) NSF Rent Payment in a 12-month period

  • No non-compliance issues that resulted in non-renewal or eviction

6. Pet Qualifications & Rules

  • Large breed animals are classified as over 30lbs. Small breed animals are defined as 30lbs and under

  • Certain breeds of dogs must be approved by the Owner and carry an extra liability policy naming the owner and Arizona Gold Realty as added insured parties.

  • We do not accept Pitbulls, Rottweilers, American bulldogs, Dobermans or Mastifs or any mixes of these breeds

  • CRITERIA DO NOT APPLY TO ANY ASSISTIVE ANIMALS. ( Documentation Required as outlined by The A.D.A and HUD Guideline FHEO-2020-01 )

7. Applicants will be denied for the following reasons:

  • Prior or pending eviction

  • Outstanding Monies owed to an apartment community or landlord

  • Pending or Open Chapter 7 Bankruptcy/Non Discharged /Discharged less than 90 Days from Application.

  • Pending or Open Chapter 13/Non Ordered Date less than 1 Year from Application.

  • Any adverse action from a "pay day loan" or similar establishment within a five year period of application.

  • Any garnishment / collection from a State Child Support Agency within a five year period prior to the application will result in a decline.

  • Not Meeting Criminal History Requirements as Described above

  • Any false or misleading information will result in a decline; repeated requests for required information will also lead to a decline.

If an applicant fails to meet any of the above criteria, the applicant may be asked to pay additional security deposit up to, but not exceeding 1 1/2 times the rent or given the option of obtaining a co-signer. Co-Signer Must Apply and Meet Rental Qualifications.

Application Instructions

A rental application must be signed and processed on all prospective occupants 18 years of age or older. All prospective occupants will be qualified on the following five (5) criteria; 1) Income/employment 2) Credit 3) Rental history 4) Criminal history and 5) Pets

  • All applicants must be 18 years of age or older.

  • Married Parties must have Spouse apply and execute the lease even if not occupying unit due to Arizona’s Community Property Statutes.

  • All occupants 18 years of age or older must completely fill out & sign a rental application and meet our qualifying criteria. Leave No Blanks, any Blanks will result in Application being denied

  • ID Copy and Income Documents must be uploaded with the application

    Questions or for alternative Application submission methods please email: team@rentzap.com

Equal Opportunity Housing

Arizona Gold Realty does not and will not discriminate against any person based on race, color, religion, sex, handicap, familial status, national origin, or sexual orientation.  Any applicant that currently has or anticipates needing a reasonable accommodation or modification request is encouraged to discuss this with management during the application process.  *SOME CRITERIA REGARDING ANIMALS MAY BE WAIVED IF THE ANIMAL IS AN ASSISTIVE ANIMALS. (All assistive animals must be disclosed prior to entering the premises.  Verification by a medical provider of the disability may be required as well as the need for the accommodation or modification)